Current health articles mention that no matter how much advancement the medical studies may get on certain conditions of the body, diseases like cancer will always worry us. If you are a young person that has been diagnosed with cancer, you will be in a state of shock and this is very understandable. An HSA is a tax-favored savings account that may be used in conjunction with an HSA-eligible high deductible health insurance plan to pay for qualifying medical expenses. Today we live in a world that has so many environmental hazards we need to supplement if we want to live a healthy life.\n\nDiabetic pumps and insulin are among the most vital supplies a diabetic will need, and they are, happily, covered by most insurance plans. They both told me about people they know who don’t work and yet get Medicaid coverage with no premiums, no deductibles, no co-pays, no costs at all—coverage that the Duttons couldn’t dream of.\n\nIt is quite likely that an individual will suddenly become aware of a health-related issue, and start looking for related articles or topics on-line to try and verify or validate their own knowledge. Older purchasers generally pay more than younger ones, and coverage may be more expensive in some areas of the country than others.\n\nChronic conditions such as arthritis, cancer, diabetes, heart disease and hypertension is found in 15 percent of young adults aged 18 to 29. And half of young adults are considered above a normal weight range, 24 percent qualifying as obese. Massachusetts is still the state with the least number of uninsured children, with only about 5 percent having no coverage.\n\nPremiums for family insurance differ among states, and by the age of the purchaser. The average hospital is paying $25 Million in costs while charging $95 Million to patients. These plans have low deductibles in the $100-200 range and coverage of up to $10,000-which should sufficiently cover the family deductible in the event of an accident or major illness.